Cause and Effect

The popular
movie "Top Gun" coined a phrase that reads "I feel the
need, the need for speed." Many drivers today would
agree with that phrase. Speeding is one of the most
common ways that people break the law. When people
break the law there are unpleasant consequences. A
speeding ticket is an effective form of discipline: paying for
a ticket, traffic school, and higher insurance rates. Paying
for a speeding ticket is an unpleasant experience. A ticket
can be outrageously expensive depending on how fast you
were speeding. Some states charge ten to twenty dollars
per mile an hour over the speed limit. The officer assigns
you a day to appear in court, if you choose to fight the
ticket rather than pay the fine. Waiting in the courtroom to
see the judge can be very close to a death sentence. The
wait is long, and the company can be frightening. Once you
plead your case, you generally end up paying the fine. This
only leads to another line, and another wait. This has to be
the most unpleasant part of a speeding ticket. In addition,
paying for traffic school is also a disagreeable experience.
If you waited to see the judge, you may be on your way
after paying the fine. If the judge is kind, and offers a traffic
school option, the unpleasantness continues. Usually the
traffic school is no where near to the courthouse, which
causes you to search to find the it. The great experience of
paying is close at hand after locating the school. You must
endure the nine hour course after paying for the privilege of
attending. This is a class most people would have never
taken if given the chance. The unpleasantness associated
with a speeding ticket is almost finished when you have
completed the course. A reoccurring reminder of a
previous mistake is evident in higher insurance rates. Most
insurance companies feel that speeding tickets make
someone a higher risk. So, to offset the risk they raise the
premium. Which means it is more expensive to obtain
insurance. If the insurance company decides to raise your
rates by only ten dollars it can have a lasting effect. When
the ticket falls off your driving the record, usually in three to
five years, you have spent more than one thousand dollars
more than if you had not been speeding. The insurance
company raises your rates with each ticket, until they
cancel the policy. This alone makes it worthwhile to obey
the law. A speeding ticket is an effective form of discipline,
with court, with traffic school, and with higher insurance
rates. The deterrents for speeding are not all outwardly
noticeable until you has been through the process. Once
you have a speeding ticket experience, you may be more
careful to obey the law.